Same control plane. New entity types. Wallets, credentials, verifiers.
Digital wallets, credential issuers, and verifiers need the same governed trust layer that APIs needed a decade ago. The ecosystem control plane that runs open banking extends naturally to govern credentials, wallets, and agents, same architecture, same standards, same operational model. No new infrastructure. No rebuild.
Same control plane. New entity types. No rebuild.
A decade ago, APIs needed a trust layer to enable open banking. Today, wallets and credentials need the same thing. Tomorrow, AI agents will too. This isn’t a new problem — and it doesn’t need new infrastructure. The ecosystem control plane extends naturally from APIs to credentials, wallets, and verifiers.
Credential Issuer
Issues verifiable credentials to holders
Registered in the federation with schema and trust status
Wallet / Holder
Stores and presents credentials
Trust status published and discoverable
Verifier / Relying Party
Requests and verifies credential presentations
Queries the federation for issuer trust status
Controller
Controller
Credential Issuer
Issues verifiable credentials to holders
Wallet / Holder
Stores and presents credentials
Verifier / Relying Party
Requests and verifies credential presentations
Key capabilities
Issuer Trust Registry
Register and manage trusted credential issuers. Publish which credentials they’re authorised to issue, under which schema, with what assurance level.
Wallet Provider Registry
Register wallet providers with their capabilities, compliance status, and supported credential types. Discoverable by issuers and verifiers.
Verifier Trust Lists
Verifiers query the federation controller for trusted issuers. No hardcoded trust lists. Real-time, governed, revocable.
Schema & Credential Type Management
Define and govern credential schemas, types, and assurance levels at the federation level. Inherited by all participants.
Revocation & Status
Real-time credential and issuer status. If a credential is revoked or an issuer’s trust is suspended, the entire ecosystem knows instantly via shared signals.
Cross-Federation Credential Trust
A credential issued under one federation can be verified across another through federation-of-federations trust chains. Cross-border credential portability.
This is what building once looks like. The ecosystem control plane you invested in for open banking now extends to wallets, credentials, and verifiers — without rebuilding a single thing. Same foundations. Same standards. No new infrastructure.
Built on open standards
From wallet provider to trusted participant in days
The same ecosystem control plane that onboards API consumers in minutes now onboards wallet providers, credential issuers, and verifiers. Same registration pattern. Same governance model. No new infrastructure required.
Wallet ecosystem lifecycle
How a wallet provider joins a governed ecosystem, from application to trusted, active participant.
Wallet Provider Applies
Accreditation & Roles
Conformance Testing
Trust Published
Credential Ecosystem Active
Governed & Monitored
Wallet ecosystem roles
Every participant in the wallet ecosystem has a defined role, governed trust status, and discoverable identity within the federation.
Wallet Provider
- Stores and presents credentials on behalf of holders
- Must be registered, accredited, and conformance-tested
- Trust status published and discoverable
Credential Issuer
- Issues verifiable credentials to wallets
- Registered with credential schemas and trust status
- Discoverable by wallets and verifiers
Verifier / Relying Party
- Accepts and verifies credential presentations
- Queries the federation for issuer and wallet trust status
- Policy determines which credentials are accepted
Trust Framework Operator
- Governs the entire wallet ecosystem
- Sets policies for issuers, wallets, and verifiers
- Delegates domain authority to sector operators
Why wallets need the ecosystem control plane
Ungoverned trust is not trust. The same control plane that solved this for APIs solves it for wallets, no rebuild required.
Without governed trust
- Verifiers hardcode lists of trusted issuers
- Wallet providers self-attest compliance
- No standard way to discover who's trusted
- Revocation is manual and inconsistent
- Cross-border credential trust is impossible
With Raidiam Connect
- Dynamic issuer trust registry, always current
- Conformance tested and attested by the federation
- Discovery via the federation controller
- Instant revocation via shared signals
- Cross-federation trust chains enable portability
Build the ecosystem control plane once for APIs. Extend it to wallets, issuers, and verifiers without rebuilding. The same trust infrastructure that governs open banking now governs the credential ecosystem. Same foundations. Same standards. Including support for eIDAS, EUDIW, mDL, OpenID4VCI, OpenID4VP, and SD-JWT.
Onboard organisations, applications, and agents, automatically
Credential creation, lifecycle management, and participant discovery happen automatically through structured metadata, not manual processes. New participants go from weeks of bilateral setup to hours of self-service onboarding. The more participants join, the more the ecosystem compounds.
Discovery eliminates the single most expensive step in partner integration: the bilateral exchange of endpoints, keys, and metadata. Without it, every new partner is weeks of manual configuration. With it, participants discover each other programmatically in seconds.
No bilateral setup. No client registration. The federation controller is the single source of truth . Applications and authorisation servers both query it . The OP pulls verified client information directly , no push-based registration needed. This works whether there are 2 organisations or 2,000 .
Federation Discovery API
Applications query the controller for registered authorisation servers and API resource types. One query returns the entire ecosystem.
OP-Initiated Client Pull
When an authorisation server encounters a new client, it pulls the verified software statement and metadata directly from Raidiam Connect.
OpenID Federation Trust Chains
Trust is established by resolving entity statements back to the trust anchor. Cryptographically verified. No pre-shared secrets.
Powered by Raidiam Connect
The ecosystem control plane powering the world's largest digital economies
Brazil Open Finance
- -740 institutions
- -250B+ API calls/year
Central Bank of Brazil
Brazil Open Insurance
- -42 providers
- -1.18M monthly API calls
Superintendência de Seguros Privados
Digital Identity in Australia
- -Big Four banks
- -10M+ customers
Australian Payments Plus
NZ Confirmation of Payee
- -NZBA member banks
- -Fraud prevention network
New Zealand Banking Association
UAE Open Finance
- -Central Bank of UAE
- -National ecosystem
Central Bank of UAE
UK Smart Data
- -Cross-sector trust
- -Open Banking origins
UK Government / FCA
Who we operate for
Our clients include central banks, payment scheme operators, and globally systemically important financial institutions. We don't build point solutions. We operate the ecosystem control plane that connects them. They built once. They keep expanding.
Standards stewardship
Raidiam is a founding contributor to OpenID Federation and actively shapes the standards that define how digital trust ecosystems work globally. OpenID Federation is the standard. Raidiam Connect is the ecosystem control plane that makes it work at national scale, and lets it expand to whatever comes next.
Built on 10+ years of battle-tested standards
One foundation. Multiple ecosystems.
The same control plane governs organisations, applications, APIs, credentials and AI agents. Start with one use case and expand into others without rebuilding trust infrastructure.
Open Finance
Ecosystem trust infrastructure for regulators and industry bodies.
Smart Data
Banking infrastructure extends to energy, telecoms, property, pensions.
Digital Identity
Same control plane. Now governing wallets and credentials.
Confirmation of Payee
National account verification built on the same trust infrastructure.
Enterprise
Platformise your business across brands, clouds, and partners.
Regulators
Build the platform for the digital economy.
Where will your ecosystem take you?
Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case, there's a next step.
See It in Action
See how one investment in Raidiam Connect covers your first use case, and the next hundred.
See the Proof
Explore how governments, regulators and enterprises are using Raidiam to deliver trusted digital ecosystems.
Have questions first?
Tell us about your ecosystem and we'll show you where Raidiam fits.