Automate PCI DSS 4.0 Compliance: Secure, Rotate and Manage API Credentials

The ultimate ‘out-of-the-box’ solution for automated credential management, certificate lifecycle, and secure API access, Raidiam Connect is purpose-built to meet PCI DSS 4.0 requirements for issuing and acquiring processors.

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Is your organisation ready for PCI DSS 4.0?

PCI DSS v4.0 enforces strict controls for managing credentials and securing APIs, including the new requirement to regularly rotate application and system account credentials (Requirement 8.6.3).

Since 31 March 2025, manual processes and static secrets are no longer sufficient. Organisations must rotate access credentials, eliminate shared secrets, and ensure robust auditability to pass compliance checks.

Problem

Legacy API authentication relies on static keys and passwords, which are difficult to rotate, prone to compromise, and create audit headaches. Manual credential management increases operational costs and the risk of non-compliance.

Impact

Failure to automate credential lifecycle management and move to certificate-based authentication can lead to failed audits, increased risk of breaches, and costly operational overhead.

The Solution

Raidiam Connect enables:

Automated credential rotation and certificate management

Replace static API keys and secrets with certificate-based authentication
Enforce policy-driven rotation and zero-downtime rollover
Maintain full audit trails for compliance reporting

Self-service onboarding and credential lifecycle management

Empower technical and non-technical users to manage credentials via a single dashboard
Reduce operational burden with automated workflows

Comprehensive compliance and security

Meet PCI DSS 4.0, FAPI and global security standards
Integrate seamlessly with major identity and access management (IAM) platforms

Upgrade to PCI DSS 4.0 compliant API management

Register APIs and authorisation servers, automate the lifecycle of credential issuance, renewal, and revocation, and assign and manage authorisation attributes with ease. Programmatic discovery and management of all your resources become straightforward, ensuring your API management remains secure and fully compliant.

Accelerate onboarding and minimise compliance overhead

Customise your onboarding flow for both partners and developers, integrating seamlessly with Know Your Business (KYB) providers to streamline verification. Reduce engineering dependency and accelerate time-to-value with automated credential management.

Enhance your security posture

Leverage built-in support for PCI DSS, FAPI, and ISO 27001 standards to strengthen your security framework. Raidiam Connect integrates with existing IAM solutions, helping maintain audit-ready compliance and ensuring your organisation is always prepared for regulatory scrutiny.

Webinar | Payments Industry

Beyond Static Secrets:Modernizing API Security for PCI DSS 4.0

Join us for a focused 20-minute session to discover how your organisation can modernise API security, eliminate static credentials, and automate compliance with the latest PCI DSS standards - all without disrupting developer experience.

Why Raidiam?

Pioneers in data-sharing

With deep expertise in trust frameworks and secure infrastructure, we enable your success
Financial-grade security

Technology built to the highest standards, including FAPI and ISO 27001, ensuring secure API protection
Proven track record

Trusted by banks, regulators and enterprises worldwide to power secure ecosystems
24/7 global support

Always-on assistance to keep your ecosystem running smoothly, minimising downtime and risk

FAQs

Need to know more speak to our consultant.

What is PCI DSS 4.0 and why does it matter for APIs?

PCI DSS 4.0 is the latest version of the Payment Card Industry Data Security Standard, which sets requirements for protecting cardholder data. For APIs, it introduces new mandates, like periodic credential rotation (Requirement 8.6.3), to reduce the risk of breaches and ensure secure, compliant data exchanges.

How does Raidiam Connect help with PCI DSS compliance?

Raidiam Connect automates credential rotation, manages certificate lifecycles, and replaces static API keys with certificate-based authentication. This satisfies PCI DSS 4.0 requirements and reduces manual workload, audit risk, and operational overhead.

Can non-technical users manage credentials with Raidiam Connect?

Yes. Raidiam Connect offers a self-service portal that allows both technical and non-technical users to register applications, manage credentials, and onboard securely without needing engineering support.

Does Raidiam Connect replace my API gateway or authorisation server?

No. Raidiam Connect complements your existing API gateways and authorisation servers. It manages registration, credential lifecycle, and policy metadata, while your API gateway and auth server enforce access and runtime security.

How does Raidiam Connect support future regulatory changes beyond PCI DSS?

Raidiam Connect is built to adapt to evolving standards, including FAPI and Open Banking regulations, ensuring your compliance posture remains future-proof.