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Solutions/Origins & Global Presence

Born from UK Open Banking. Now powering digital economies across 5 countries.

Raidiam designed and built the world's first trust framework for UK Open Banking. Today, the same ecosystem control plane powers national digital economies across Brazil, Australia, UAE, New Zealand, and the UK, with clients including central banks, ministries of defence, and globally systemically important financial institutions.

Our Story

From one trust framework to a global ecosystem platform

We built the world's first trust framework for UK Open Banking. Then we proved the model scales, to national digital economies, cross-sector programmes, and global financial infrastructure. Same architecture. Same standards. Same team.

Where It Started

In 2018, the UK's Competition and Markets Authority mandated open banking. Someone had to build the trust infrastructure that would let banks, fintechs, and third parties interoperate securely at national scale. Raidiam designed and built it — the directory, the security architecture, the standards, the ecosystem engagement model.

That was the first ecosystem control plane. Charlotte Crosswell OBE, who chaired the Open Banking Implementation Entity and later CFIT, is now Raidiam's Executive Chair. The UK isn't where we happen to have an office. It's where the model was invented.

Where We Are Now

The same ecosystem control plane now powers national digital economies across 5 countries. Different markets, different mandates, different scales — same architecture. That's what building once looks like.

United Kingdom

Where it all started. Raidiam designed and built the trust services for UK Open Banking, the world's first trust framework. Today, the same foundations extend to Smart Data and cross-sector ecosystems.

Open Banking Implementation Entity (OBIE)
Ministry of Defence
Foreign & Commonwealth Office
Smart Data programme

Brazil

The world's largest open finance ecosystem. The Central Bank of Brazil chose Raidiam to build and operate the trust infrastructure. Started with 2 data-sharing scopes, now hundreds, across banking, insurance, and beyond.

Central Bank of Brazil
740 institutions
Open Insurance (SUSEP)
250bn+ API calls per year

Australia

Australia's bank-verified digital identity, powered by Raidiam. The Big Four banks federated through our ecosystem control plane. Relying parties connected in under an hour.

Australian Payments Plus
Commonwealth Bank
Westpac
10M+ Australians with access

United Arab Emirates

The Central Bank of the UAE selected Raidiam for its national Open Finance ecosystem. Building the foundations for the UAE's digital financial infrastructure.

Central Bank of UAE (CBUAE)
National Open Finance programme

New Zealand

The fastest national ecosystem deployment on record. 23 financial institutions, 95%+ account coverage for fraud data sharing. Built to expand beyond the initial use case.

New Zealand Banking Association
23 financial institutions
95%+ account coverage
The Pattern

Every deployment follows the same pattern. A central bank, regulator, or scheme operator needs governed trust infrastructure for a specific mandate. We build it on the ecosystem control plane. The mandate evolves. New sectors, new use cases, new participant types emerge. The infrastructure expands — because it was built as a platform, not a point solution.

Brazil started with 2 scopes and now has hundreds. The UK started with banking and is expanding to every sector. Australia started with identity and is extending cross-sector. The pattern is always the same: build once, then expand.

Working With Us

Our headquarters are in London. Our team works across every geography we operate in. We advise central banks and regulators on ecosystem design, build and operate the infrastructure, and support participants from onboarding to production.

Whether you're a regulator designing a national programme, a bank looking to platformise, or an enterprise expanding across markets — our team has done this before, in your geography.

Build Once. Expand Everywhere.

Where will your ecosystem take you?

Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case, there's a next step.

See It in Action

See how one investment in Raidiam Connect covers your first use case, and the next hundred.

See the Proof

Explore how governments, regulators and enterprises are using Raidiam to deliver trusted digital ecosystems.

Have questions first?

Tell us about your ecosystem and we'll show you where Raidiam fits.