Financial-district skyscraper

Solutions/Cross-Border Solution

You built for one country. Now go global. Without starting over.

The foundations you built for a domestic ecosystem extend internationally. National federations can interconnect into cross-border trust fabrics, without rebuilding. UK Smart Data links sectors. Global Open Finance links countries. The architecture is the same.

Cross-Border Scale

A federation of federations

Multiple sector or national federations can interconnect into larger trust fabrics. A domestic smart data initiative links sectors. A global open finance network links countries. The architecture is the same.

Cross-Sector
UK Smart DataOpen PropertyLand registries, conveyancers, lenders47 entitiesOpen BankingBanks, fintechs, payment providers238 entitiesOpen EnergySuppliers, networks, smart meters89 entities
Cross-Border
Global Open FinanceUK Open BankingFCA-regulated ecosystem238 entitiesBrazil Open FinanceBCB-regulated ecosystem740 institutionsAustraliaIdentity Ecosystem124 data holdersNew ZealandPayments NZ ecosystem32 participants
A federation can contain sub-federations

UK Smart Data links property, banking, and energy ecosystems under one governance framework.

Multiple federations can join a global trust fabric

National ecosystems remain independently governed but participate in cross-border trust.

The pattern is always the same

Whether linking sectors within a country or ecosystems across continents, the federation architecture is identical.

It does not matter whether the federation models an enterprise, a sector, or a country. The pattern is the same. The scale changes. The operating model changes. The trust architecture does not.

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Ecosystem Scale

Model a country or scheme as a federation

The same architecture that models an enterprise can model a national ecosystem. Banks, fintechs, schemes, regulators, and participants, all governed through one federated trust plane.

National Open Banking Federation

Ecosystem trust root

Major Banks
Bank A
Bank B
Bank C
Bank D
Fintechs
Payments App
Lending Platform
Data Aggregator
Scheme Operators
Open Banking Ltd
Standards Body
Trust Anchors
Accreditation Authority
Certificate Authority
Regulator
Wallet & Credential Providers
Identity Wallet
Credential Issuer
Verifier Network
Same patternMany ecosystems

UK Open Banking

340 participantsLive

UAE Open Finance

85 participantsGrowing

Brazil Open Finance

800 participantsLive

Open Property

45 participantsEmerging

Digital Identity

120 participantsGrowing
Core Principle

It does not matter whether the federation models an enterprise, a sector, or a country. The pattern is the same. The scale changes. The operating model changes. The trust architecture does not.

Build the trust layer once. Then expand to open finance, insurance, pensions, and whatever comes next.

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Self-Service Technical Onboarding

Onboard organisations, applications, and agents, automatically

Credential creation, lifecycle management, and participant discovery happen automatically through structured metadata, not manual processes. New participants go from weeks of bilateral setup to hours of self-service onboarding. The more participants join, the more the ecosystem compounds.

Discovery eliminates the single most expensive step in partner integration: the bilateral exchange of endpoints, keys, and metadata. Without it, every new partner is weeks of manual configuration. With it, participants discover each other programmatically in seconds.

Raidiam Connect
Trust Anchor · Metadata · Discovery
Meridian BankData Provider
Retail OP
Business OP
Payments OP
AccountsTransactionsBalancesPaymentsStanding OrdersDirect DebitsBeneficiariesProducts
Nova FintechData Receiver
Nova Auth
Nova Connect AppNova Business App
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Key Insight

No bilateral setup. No client registration. The federation controller is the single source of truth . Applications and authorisation servers both query it . The OP pulls verified client information directly , no push-based registration needed. This works whether there are 2 organisations or 2,000 .

Federation Discovery API

Applications query the controller for registered authorisation servers and API resource types. One query returns the entire ecosystem.

OP-Initiated Client Pull

When an authorisation server encounters a new client, it pulls the verified software statement and metadata directly from Raidiam Connect.

OpenID Federation Trust Chains

Trust is established by resolving entity statements back to the trust anchor. Cryptographically verified. No pre-shared secrets.

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Build Once. Expand Everywhere.

Where will your ecosystem take you?

Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case, there's a next step.

See It in Action

See how one investment in Raidiam Connect covers your first use case, and the next hundred.

See the Proof

Explore how governments, regulators and enterprises are using Raidiam to deliver trusted digital ecosystems.

Have questions first?

Tell us about your ecosystem and we'll show you where Raidiam fits.